student loan default

Susan Dynarski’s recent research, “Designed to fail: Effects of the default option and information complexity on student loan repayment,” shows the powerful effects of default options and how making an income driven repayment (IDR) plan the default...

"The key problem is in default and repayment problems," said Dynarski. "In terms of a macro-level, is this a big drag on the economy? I don't think so. In terms of a micro-level, are there people who's lives are ruined by fairly small amounts of...

Susan Dynarski was interviewed by Cynthia Canty of Michigan Radio’s “Stateside” program for the recent on-air segment: “Australia, England offer clues on how to fix America’s student loan mess.” “We don’t have much of a safety net in our...

In a May 6 “Economic View” column for The New York Times, "The wrong way to fix student debt," Susan Dynarski describes three recent regulatory changes that are “making student loans riskier, more expensive and more burdensome for borrowers.”The...

In a new paper for Brookings, "The Trouble with Student Loans? Low Earnings, Not High Debt," Susan Dynarski debunks the popular notion that more student debt leads to higher student loan default rates.In fact, research shows that default rates are...

Susan Dynarski’s New York Times article, “We’re frighteningly in the dark about student debt,” was cited by Senator Elizabeth Warren (D-MA) during the May 6 committee hearing, “Reauthorizing the Higher Education Act: The Role of Consumer Information...