Mel Stephens is an associate professor of public policy and economics, and a faculty associate in the Population Studies Center and Survey Research Center, Institute for Social Research. His research intersects labor economics, household consumption behavior, and aging and retirement issues. His analysis of household consumption changes examines responses both to infrequent events including retirement, job loss, and loan repayment as well as to frequent income receipt including paychecks and Social Security benefits. Currently, his research projects include examining the impact of labor market activity on voter turnout, the impact of school law changes on educational outcomes, and consumption behavior in both the U.S. and Japan. He received his BA in economics and mathematics from the University of Maryland and his PhD in economics from the University of Michigan.