Date & Time
The opening plenary session will take place on Thursday, October 24 and feature a Policy Talks @ the Ford School lecture with Roberto Rodríguez, special assistant to the president for education policy.
Click here to read more about the plenary session with Roberto Rodríguez.
About the conference:
This topic has received extensive popular media coverage, but there has been a paucity of rigorous research, and what little there is has been isolated. The goal of the conference is twofold. One purpose is to summarize available data on student loans and to synthesize what has been learned by researchers about the impact of student loans on student higher educational experiences and employment-related outcomes. The second purpose is to consider the details of current public policies that affect loan terms, repayments, and defaults, and to elicit potential improvements in such policies.
Jointly sponsored by the W.E. Upjohn Institute for Employment Research, the Education Policy Initiative of the Gerald R. Ford School of Public Policy, and the Spencer Foundation.
The sessions are free and open to members of the UM community.
9:00 – 9:30 AM Continental Breakfast and Conference Welcome
9:30 – 11:30 AM Session 1
Sandra Baum, George Washington University
"The Evolution of Student Debt in the U.S.: An Overview"
Discussant: Marta Lachowska, Upjohn Institute
Brad Hershbein and Kevin M. Hollenbeck, W.E. Upjohn Institute
"The Distribution of College Graduate Debt, 1990 to 2008: A
[View Tables & Figures]
Discussant: Eric Bettinger, Stanford University
11:45 – 12:45 PM Lunch -- by invitation only (Kuenzel Room, Michigan Union)
1:00 – 3:00 PM Session II
Stephanie R. Cellini, George Washington University
Rajeev Darolia, University of Missouri
"Student Loan Borrowing at For-Profit Institutions: Trends and Implications"
Discussant: Tim Bartik, Upjohn Institute
Susan M. Dynarski, University of Michigan
"Student Loans: Debt Crisis or Repayment Crisis?"
Discussant: Lesley Turner, University of Maryland
3:00 – 3:15 PM Break
3:15 – 5:15 PM Session III
Lance Lochner, University of Western Ontario
Alexander Monge-Naranjo, Federal Reserve Bank of St. Louis
"Determinants of Repayment Patterns and Defaults among
Bachelor Degree Earners"
Discussant: Brian Jacob, University of Michigan
Xiaoling Ang, Consumer Financial Protection Bureau
Dalié Jimenéz, University of Connecticut
"Effect of the 2005 Bankruptcy Abuse Prevention and Consumer
Protection Act on Private Student Loan Credit"
Discussant: Ben Keys, University of Chicago