Penny Naas, U.S. Chamber of Commerce: "Through our experiences and research, we have discovered four main challenges affecting women entrepreneurs from being involved in trade. A knowledge gap highlights the need to continue educating women entrepreneurs on how to export and how to get engaged in e-commerce. The cost of logistics is also a challenge for all SMBs, particularly women. Regulatory complexity is a key challenge, particularly because the rules around importing and exporting vary from country-to-country. Additionally, the informality of SMBs continues to be a big challenge for women entrepreneurs, especially in less developed countries. This presents more challenges for access to finance, access to digital infrastructure, and access to government support."