Betsey Stevenson, ABC Australia: "We had [Dodd Frank] regulations put in certain stress tests that banks needed to meet certain liquidity requirements, certain capitalization requirements, and those were for anybody with anything that's over $US50 billion. So we get the 2018 legislation that moves that cap, essentially deregulating what we think of as small-to-medium-sized banks, because they no longer have to pass the stress test, they no longer have the same capitalization requirements, they no longer have the same liquidity requirements. That deregulation certainly played a role. Simply go back to what we had, prior to 2018."
