financial technology | Gerald R. Ford School of Public Policy
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financial technology

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Toward a more fair and inclusive financial system

May 22, 2020
New FinTech collaborations boost Ford School’s financial policy offerings The Ford School is expanding its offerings of financial policy courses with FinTech (financial technology) Policy and FinTech Entrepreneurship classes. Taught by professor...

Data Privacy and Portability in Financial Technology Symposium

Feb 23, 2019, 8:30 am-5:00 pm EST
Jeffries Hall Room 1225
The Data Privacy and Portability in Financial Technology Symposium celebrates the Michigan Technology Law Review’s 25th Anniversary by hosting an event dedicated to cutting-edge scholarship at the intersection of technology and the law. Specifically, this symposium is designed to examine the inherent tensions between securing privacy rights and the ease at which transactions occur, facilitated by new innovative technologies.
CFLP Blue Bag Lunches

Effects of team membership on pro-social lending in online microfinance: Large-scale field experiments on Kiva

Dec 6, 2018, 12:00-1:00 pm EST
South Hall 0220
This will be a presentation of two large-scale field experiments designed to test the hypothesis that group membership can increase participation and pro-social lending for an online crowdlending community, Kiva. The first experiment uses variations on a simple email manipulation to encourage Kiva members to join a lending team, testing which types of team recommendation emails are most likely to get members to join teams as well as the subsequent impact on lending. We find that emails do increase the likelihood that a lender joins a team, and that joining a team increases lending in a short window following our intervention. The impact on lending is large relative to median lender lifetime loans. We also find that lenders are more likely to join teams recommended based on location similarity rather than team status. Our results suggest team recommendations can be an effective behavioral mechanism to increase pro-social lending. In a second field experiment, we manipulate forum messages to explore the underlying mechanisms for teams to be effective.