Type: School event

Conference on Student Loans

Date & time

Oct 25, 2013, 9:00 am-5:15 pm EDT


Michigan Union, Anderson Room
530 S. State Street Ann Arbor, MI 48109

The opening plenary session will take place on Thursday, October 24 and feature a Policy Talks @ the Ford School lecture with Roberto Rodríguez, special assistant to the president for education policy.

Click here to read more about the plenary session with Roberto Rodríguez.

About the conference:
This topic has received extensive popular media coverage, but there has been a paucity of rigorous research, and what little there is has been isolated. The goal of the conference is twofold. One purpose is to summarize available data on student loans and to synthesize what has been learned by researchers about the impact of student loans on student higher educational experiences and employment-related outcomes. The second purpose is to consider the details of current public policies that affect loan terms, repayments, and defaults, and to elicit potential improvements in such policies.

Jointly sponsored by the W.E. Upjohn Institute for Employment Research, the Education Policy Initiative of the Gerald R. Ford School of Public Policy, and the Spencer Foundation.

The sessions are free and open to members of the UM community.

9:00 – 9:30 AM Continental Breakfast and Conference Welcome

9:30 – 11:30 AM Session 1
Sandra Baum, George Washington University
"The Evolution of Student Debt in the U.S.: An Overview"
[View Paper]
Discussant: Marta Lachowska, Upjohn Institute
[View Discussion]

Brad Hershbein and Kevin M. Hollenbeck, W.E. Upjohn Institute
"The Distribution of College Graduate Debt, 1990 to 2008: A
Decomposition Approach"
[View Paper]
[View Tables & Figures]
[View Presentation]
Discussant: Eric Bettinger, Stanford University

11:45 – 12:45 PM Lunch -- by invitation only (Kuenzel Room, Michigan Union)

1:00 – 3:00 PM Session II
Stephanie R. Cellini, George Washington University
Rajeev Darolia, University of Missouri
"Student Loan Borrowing at For-Profit Institutions: Trends and Implications"
[View Paper]
[View Presentation]
Discussant: Tim Bartik, Upjohn Institute

Susan M. Dynarski, University of Michigan
"Student Loans: Debt Crisis or Repayment Crisis?"
[View Paper]
Discussant: Lesley Turner, University of Maryland
[View Discussion]

3:00 – 3:15 PM Break

3:15 – 5:15 PM Session III
Lance Lochner, University of Western Ontario
Alexander Monge-Naranjo, Federal Reserve Bank of St. Louis
"Determinants of Repayment Patterns and Defaults among
Bachelor Degree Earners"
[View Paper]
[View Presentation]
Discussant: Brian Jacob, University of Michigan

Xiaoling Ang, Consumer Financial Protection Bureau
Dalié Jimenéz, University of Connecticut
"Effect of the 2005 Bankruptcy Abuse Prevention and Consumer
Protection Act on Private Student Loan Credit"
[View Paper]
[View Presentation]
Discussant: Ben Keys, University of Chicago
[View Discussion]